EXFM
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Currency Exchange
in Vietnam

Exchange rubles and USDT for Vietnamese dong — online and without queues. Choose how to receive your funds: a Vietnamese bank transfer, cardless ATM cash, QR payment or courier delivery. Your manager confirms the rate and final amount before you send any money.

Exchange country:

You send

1 Online USD = 25,000 VND

You receive

1,000 VND = 0.04 Online USD
Exchange
50,000,000 VND
or more for a better rate
Open Mini App
TelegramWhatsApp

Currency exchange license from Thailand’s Ministry of Finance

Transparent terms — you know the rate in advance

Fast request processing — up to 5 minutes

Personal manager — support at every stage of the exchange

Convenient ways
to receive dong in Vietnam

Try the EXFM mini app to exchange money even faster

Transfer to a Vietnamese account

Transfer to a Vietnamese account

Receive dong in your Vietnamese bank account — without withdrawing cash or looking for an ATM.

ATM — cardless cash withdrawals

ATM — cardless cash withdrawals

Withdraw cash at a nearby ATM. Your manager will provide a code and detailed instructions. No bank card is needed.

Pay for purchases by QR code

Pay for purchases by QR code

Pay rent and make purchases at shops, cafés and service providers by QR code using your deposit account.

Courier delivery

Courier delivery

Have cash dong delivered to your hotel or another address in major Vietnamese cities.

More about each method

How it works

  • Send a request via Telegram or WhatsApp and specify the amount to exchange.
  • Your manager confirms the rate and final amount to be credited.
  • Provide the purpose of the transfer, account number and account holder’s name.
  • Once the exchange is confirmed, EXFM transfers dong to the specified account.
  • The transaction is complete once the transfer receipt has been sent.

Requirements

Transfers are made only to the applicant’s own account.

Top up your account

How it works

  • Request an exchange via Telegram or WhatsApp, specifying the amount and currency.
  • Your manager confirms the rate and exact amount you will receive in dong.
  • After you meet the exchange conditions, you receive a simple set of instructions.
  • Go to the ATM and follow the instructions.
  • The transaction is complete when the full cash amount has been dispensed.

Available banks

Vietcombank

Receive via ATM

How it works

  • Get a QR code from the seller or service provider.
  • Send the QR code to your EXFM manager via Telegram or WhatsApp.
  • Your manager checks the details and confirms the amount and exchange rate.
  • Pay for the exchange request.
  • EXFM pays using the QR code provided.
  • You receive a receipt once the payment has been made.

What you can pay for

Medical care, shops, restaurants, hotels, services, property and vehicle rentals, and other purchases.

Pay by QR code

How it works

  • Contact your manager via Telegram or WhatsApp and specify the exchange amount.
  • If this is your first exchange, complete a short KYC video verification.
  • Provide a delivery address and agree on a convenient time to meet the courier.
  • Transfer funds using the details provided by your manager.
  • At the meeting, show the passport used for verification and collect your cash.

Delivery cities

Nha Trang, Da Nang, Hanoi, Ho Chi Minh City and Phu Quoc. Delivery to other cities and locations is available by arrangement.

Request delivery

Property payments worldwide

We help pay for property purchases or rentals in different countries — Freehold and Leasehold, primary and secondary markets.

Learn more
Property payments worldwide

Cash transfers

Move funds from one country to another through a cash-to-cash arrangement.

Cash transfers

SWIFT transfers

Invoice payments for any payment purpose, for individuals and businesses.

SWIFT transfers
Advantages

Why choose EXFM

Client 1
Client 2

Rate agreed in advance

We confirm the rate and final amount in dong before you send funds.

Transparent terms

Agree on the exchange terms before sending your funds.

Transaction checks

We check bank details and send a receipt after transferring your funds.

Company offices in Thailand

EXFM has physical offices in Thailand and provides online exchange in Vietnam.

Independent reviews

Read customer reviews and ratings on independent platforms before exchanging.

Four ways to receive dong

Bank transfer, cardless ATM cash, QR payment or courier delivery.

Currency exchange license

Authorized Money Changer license MC225670007 and a listing in the Bank of Thailand register.

Personal support

Your manager confirms the rate and guides you through each step until you receive funds.

Author articles

Read and watch about life, business and finance in Southeast Asia

EXFM blog

Practical articles on finance, international transfers and property purchases

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Advice from expats and local residents to make life in the tropics easier.

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Questions tourists ask. Answers from local residents.

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What people say about us

Reviews and reputation

Currency exchange

Vadim

On arrival in Phuket I contacted the manager, and we made the exchange at a very good rate. A courier came right to the hotel, and we settled by online transfer. I recommend it

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Currency exchange

Margarita A.

A great exchange office in Phuket! 🌴 Very happy with the service and the attitude toward clients. Everything was quick, convenient and without unnecessary complications. The staff are polite, friendly and always ready to help. You can feel the care for every client and a professional approach to the work. Only positive impressions! Thank you for the great service! ❤️ Definitely recommend!

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Transfers

Marin P.

I definitely recommend this company. I contacted them from another country to pay for a car rental. The team helped make the payment very quickly and were always in touch. 5+

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Currency exchange

Pavel

The exchange went perfectly, the team helped at every step. I highly recommend this service and will use it again. I exchanged rubles for baht via SBP.

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Currency exchange

Elena E.

Everything was done within literally an hour — waiting for the courier, and an SBP transfer once I'd received the money. For an anxious person like me, the level of safety is excellent! Thank you for your work

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Currency exchange

Yaroslava T.

A great money exchange service! Everything is precise and fast! Now when travelling to Thailand you don't need to buy dollars in Russia at all — the rate is practically the same whether you buy baht for dollars or by SBP transfer

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Currency exchange

Alexey S.

Great exchange office. Fast, convenient, good rate. You can exchange money cashlessly, by transfer.

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Currency exchange

Inessa K.

The bot replies instantly and answers all the silly questions. The payment arrives in a second. It's also very good value when you exchange a larger amount — the rate is good. This exchange office is not a scam, and that's what matters most these days!))

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Currency exchange

Irina M.

Great exchange office, everything is quick and precise. A good rate for exchanging rubles to baht via SBP, which is very convenient. I recommend it

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Currency exchange

Semyon Kh.

Everything's great, good rate, and most importantly — very fast! This is my second trip to Thailand using the service: two years ago in Phuket, and now in Bangkok. A very convenient service — no need to think about withdrawing and exchanging money somewhere, or carrying a large sum with you.

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Currency exchange

Alexey S.

A convenient cashless currency exchange system — by transfer or QR payment. Good exchange rate. Safe.

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Currency exchange

Andrey E.

A very convenient and fast service. I placed a request to buy baht and arranged for a courier to deliver the money right to my hotel reception. The courier arrived at the agreed time, then I made the purchase via a QR code from a Russian card and T-Bank. Good rate — they really helped me out, thank you! I'll use them again when needed and recommend this service to others:)

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Currency exchange

Anna M.

They delivered quickly and exchanged at a very good rate. They gave a good rate for the first exchange. Delivered within 15 minutes. I recommend it to everyone

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Currency exchange

Maksim G.

Great service. We heard about it from friends and contacted support while still in Russia — they told us everything and explained it all. I exchanged rubles from a Russian card via an SBP transfer, which is very convenient. I recommend it to everyone flying to Thailand with rubles: fast service, several offices, quick replies from support. Thank you!

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Currency exchange

Anna B.

A wonderful place, very clean and orderly. You can exchange rubles directly from a card. Very fast and convenient!

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Currency exchange

Denis G.

Good rate, a convenient service in Russian, everything simple and clear. Cash delivery to the hotel. Definitely recommend)

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Currency exchange

Dmitry S.

Hi everyone. I recommend this exchange office. I used their services to exchange rubles for baht via SBP transfer. 1. The first exchange took about 5 minutes (verification via Telegram), the second took 2 minutes, with the money received instantly. 2. Convenient location (I used the office near Kata–Karon), and there's parking in the side street.

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Cash payments

Nikita M.

I exchanged money 3 times, more than 4 thousand dollars in total, and never waited more than 5 minutes from my first message to receiving the money

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Currency exchange

Rodion O.

A very good exchange office: free water, it's cool inside, you do everything quickly through the chat, and most importantly, they exchange rubles for baht by transfer or in cash

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Currency exchange

Konstantin R.

Hello! Today I exchanged rubles for baht through this company; the manager explained everything clearly and precisely 👍 It's rainy in Phuket today, and at my request they sent a courier to my hotel free of charge. All in all, quick and precise 🤝 Many thanks to the team🙂

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Partner Program Share Your EXFM Link and Earn Up to 40% of Service Fees

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Lifetime payouts — clients stay linked to you with no time limit

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Full transparency and detailed stats in your partner dashboard

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Works in Offices

Tracking captures partner ID even for offline ruble exchange at a branch

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Contacts and ways to reach us

Send a message

Contact us — a personal manager will advise you and support you through every stage

Call and email

Service hours: 09:00–00:00 Thailand time (GMT+7)

  • 05:00–20:00 Moscow (GMT+3)
  • 06:00–21:00 Dubai (GMT+4)

FAQ

How do I exchange rubles for dong in Vietnam?

Message an EXFM manager on Telegram or WhatsApp, agree on the rate and amount, and send rubles via SBP or a regular transfer from any Russian bank. Receive dong in your own Vietnamese account, as cardless ATM cash, by QR payment or courier delivery.

How do I get cash dong?

Receive cash dong through a cardless ATM withdrawal or courier delivery. Agree on the ATM, delivery address and collection procedure with your manager before sending funds.

Can you transfer dong to my Vietnamese bank account?

Yes, if you already have an account with a Vietnamese bank: give us the bank and account number. If you don't, use a cardless ATM withdrawal or a QR payment.

Which cities in Vietnam does EXFM cover?

EXFM has destination pages for Da Nang, Nha Trang, Hanoi, Ho Chi Minh City, Phu Quoc, Mui Ne, Ha Long, Da Lat and Hoi An. Confirm the available collection method for your city with your manager. Courier delivery covers Nha Trang, Da Nang, Hanoi, Ho Chi Minh City and Phu Quoc; other locations are by arrangement.

What's the minimum exchange amount?

From 2,000,000 dong. Ask your manager to confirm the rate for your amount and the terms for a large exchange before sending funds.

Is the rate locked?

Yes. The manager quotes the rate and the dong amount before you send, and the rate is held for a limited time after the request is created. The fee is included in the rate, with no hidden charges.

Do I need a passport or verification?

Ask your manager about the documents and identity checks required for an exchange in Vietnam before sending funds. Pay from your own account, not someone else's card.

How do I exchange USDT for Vietnamese dong?

Message an EXFM manager on Telegram or WhatsApp and specify the USDT amount. Your manager confirms the rate, final dong amount and exchange procedure before you send funds.

Which ways can I receive dong in Vietnam?

A transfer to your own Vietnamese account, cardless ATM cash, QR payment or courier delivery. Agree on the method and terms with your manager before sending funds.

Can I receive dong without a Vietnamese bank card?

Yes. Cardless ATM withdrawals use a code and instructions supplied by your manager. QR payments and cash delivery by arrangement are also available.

How do I withdraw dong at an ATM without a card?

Submit a request, agree on the rate and meet the exchange conditions. Your manager then provides a code and instructions so you can collect the agreed cash amount at the ATM.

Which ATMs are available for receiving dong?

Vietcombank is available for cash collection. Confirm the specific ATM and withdrawal procedure with your manager before sending funds.

Do I need a Vietnamese account to receive ATM cash?

No Vietnamese bank account or card is required for ATM cash collection. Your manager sends a code and step-by-step instructions.

What details are needed for a Vietnamese bank account transfer?

Provide your manager with the purpose of the transfer, account number and account holder’s name. The account must belong to the applicant.

Can you transfer dong to someone else’s bank account?

No. Vietnamese bank account transfers are made only to the applicant’s own account.

How do I pay by QR code in Vietnam through EXFM?

Get a QR code from the seller and send it to your manager. Once the details, amount and rate are checked and agreed, pay for the request. EXFM makes the payment and sends a receipt.

What can I pay for by QR code in Vietnam?

Medical care, shops, restaurants, hotels, services, property rentals and vehicle rentals. Send the QR code to your manager for checking before payment.

Can I pay rent in Vietnam through EXFM?

Yes. Use a transfer to your own Vietnamese bank account or a payment using the landlord’s QR code. Your manager checks the details and agrees on the terms.

Can I pay for a hotel or restaurant without cash dong?

Yes, by QR code. Send the code to your EXFM manager, who checks the details, confirms the rate and amount, and pays once you have paid for the request.

How do I request cash dong delivery by courier?

Contact your manager with the exchange amount and address. Agree on a time, meet the exchange conditions, and show the passport used for verification when you meet the courier.

Which Vietnamese cities have cash delivery?

Nha Trang, Da Nang, Hanoi, Ho Chi Minh City and Phu Quoc. Delivery to other cities and locations is agreed with your manager.

Can I have dong delivered to my hotel?

Yes. Give your manager the hotel address, exchange amount and a convenient time. Confirm availability and terms before sending funds.

Is verification needed for my first cash delivery?

A short KYC video verification is required for your first delivery. Show the same passport used for verification when you meet the courier.

How can I find out the ruble-to-dong rate before exchanging?

Tell your manager the amount in rubles and your preferred collection method. Your manager confirms the rate and final dong amount before you send funds.

When is the final dong exchange amount confirmed?

Your manager confirms the rate and final amount before you send funds. Collection terms are also agreed in advance.

How do I get confirmation of a transfer or QR payment?

Your manager sends a receipt after a Vietnamese bank transfer or QR payment. An ATM cash transaction is complete once the full amount has been dispensed.

How do I contact an EXFM manager for an exchange in Vietnam?

Use the Telegram or WhatsApp contacts on the website. Specify the currency, amount and preferred way to receive dong. Your manager agrees on the details and supports your exchange.

Currency exchange in Vietnam

Exchange directions