Currency Exchange on Phu Quoc

Currency exchange on Phu Quoc is a task of its own: the island is far from the mainland, so it's wise to sort out dong in advance instead of hunting for a changer after landing.

Money on Phu Quoc: what you need dong for

Phu Quoc is Vietnam's largest island: beaches in the west and south, the night market in Duong Dong, fishing villages and quiet coves. Hotels are often far from the center, and scooter rental, markets and small cafés tend to work with cash dong. Because of island logistics, it's better to choose an ATM in advance and keep a few days' worth of cash on hand.

How to get dong on Phu Quoc without an office

EXFM doesn't have offices in Vietnam, and it doesn't get in the way: everything is handled in Telegram or WhatsApp, and you receive dong the way that fits your route:

1. Cardless ATM. After your transfer, the manager gives you a withdrawal code: you walk up to the ATM, tell the manager you're there and follow the step-by-step instructions. No card is needed, but the partner ATM network grows gradually — check in advance whether one is close to you.

2. VietQR instead of cash. If you're short on dong and need to pay right now, send the seller's QR code to your manager. The manager pays the bill and confirms the payment, while you transfer rubles to EXFM — no dong in hand required.

3. To your account at a Vietnamese bank. A fit for people who stay for a long time and have already opened an account. Transfers go only to an account in your own name: the manager checks the recipient's details against the sender's before the operation. The list of banks keeps growing — ask your manager for the current one.

VietQR payment is available when you settle in rubles; for Online USD, use an ATM or a transfer to your account.

Before you exchange: five rules

• Know the amount in advance. Ask your manager for the rate and the dong amount before the transfer, not after.
• Into dong only. EXFM exchanges rubles and Online USD for dong. Converting dong back into rubles or dollars through the service isn't possible.
• Transfers go to an account in your name. EXFM sends dong only to an account held by the same person who sent the funds.
• Verification on the first exchange. The manager carries out a video verification (KYC) — the procedure is explained in the chat.
• Details only from your manager. Transfer funds to the details your manager sent and verify them before sending: an electronic transfer can't be reversed.

From request to dong on Phu Quoc

1. Open a chat with an EXFM manager.
2. Tell the manager the currency, the amount and where you'll be sending the money from.
3. Pass KYC by video if this is your first request.
4. Agree on the method: cardless ATM, VietQR or a transfer to your account.
5. Send the money to the manager's details.
6. Receive your dong and a confirmation from the manager.

Currency exchange topics on Phu Quoc

• Phu Quoc – Exchange Rubles for Dong on Phu Quoc
• Phu Quoc – Exchange Online USD for Dong on Phu Quoc

Still have questions about exchanging money on Phu Quoc? An EXFM manager will answer in a messenger and help you choose how to receive your dong.