Rufat Mamedov
Came to Thailand for 3 months — best rate I found, excellent service, Russian-speaking team, needed cash urgently and they delivered to my door. Thank you!
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Need to exchange Online USD for dong in Ha Long? Here's how it works with EXFM.
Online USD in Ha Long is easy to turn into dong before a cruise: an ATM code gives cash without a card, while a transfer to a Vietnamese account suits those staying in the country longer. Check payment terms for the cruise itself with the organizer — your EXFM manager will advise on how to receive dong.
Online USD in Vietnam
Online USD is a cashless digital dollar balance: travelers, freelancers and expats use it so they don't have to carry US dollar cash. To pay in Vietnam, the balance has to be converted to dong — which is what EXFM does: it accepts Online USD and pays out Vietnamese dong.
Ways to get dong in Ha Long
Online USD turns into dong in two ways:
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Withdrawal by code. A partner ATM dispenses the dong: the manager agrees on the location and time beforehand, then sends the code. It works when you need cash for the market, taxis and small expenses and don't have a Vietnamese account.
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Transfer to a Vietnamese account. EXFM sends dong to your account at Vietcombank, BIDV, VietinBank, Techcombank, ACB, VPBank, MB Bank or Sacombank. The account must be opened in your name, and the name must match the sender of the funds exactly.
Cash dong is most often spent on the following: tips and drinks on board a cruise; the transfer to the pier; markets and souvenirs in the Bai Chay area.
Check before sending
- Send Online USD only to the details from your manager — re-check them before sending.
- Agree on the rate beforehand: the dong amount should be known before the transfer.
- For a transfer to an account, send your manager the account number, bank and holder's full name.
- Other digital currencies are not accepted within the Vietnam service.
From request to dong in Ha Long
- Message an EXFM manager in Telegram or WhatsApp.
- State the amount in Online USD and agree on the rate.
- Complete a video verification (KYC) if it's your first request.
- Choose a method: an ATM code or a transfer to a Vietnamese account (send the account details to your manager).
- Send Online USD to the manager's details after double-checking them.
- Receive your dong and a confirmation of the operation.
Planning a trip and want to sort out dong in advance? Message an EXFM manager — we'll pick a way to receive it that fits your route.
Contacts and ways to reach us
Send a message
Contact us — a personal manager will advise you and support you through every stage
Call and email
Service hours: 09:00–00:00 Thailand time (GMT+7)
- 05:00–20:00 Moscow (GMT+3)
- 06:00–21:00 Dubai (GMT+4)
FAQ
No. The manager sends a code and instructions, and a partner ATM dispenses the dong — no card required.
Yes. EXFM accepts Online USD and pays out Vietnamese dong — as cash from an ATM with a code, or by transfer to your Vietnamese account.
A cardless ATM and a transfer to a Vietnamese account. VietQR payment is available when you settle in rubles.
No, the reverse exchange isn't part of the service: there is one direction — from foreign currency into dong.
No, in the Vietnam direction EXFM accepts rubles and Online USD.
