Currency Exchange in Ha Long

Currency exchange in Ha Long is something to arrange before heading to the bay: dong come in handy in town, at the pier and on board.

How exchange works in Ha Long

Ha Long is known for a bay with hundreds of limestone islands, a UNESCO World Heritage site. Visitors come for cruises on the bay, and the Bai Chay area is a common starting point. The main part of a cruise is usually paid for in advance, but tips, drinks, local markets and transport call for cash — easiest to withdraw with a code at an ATM before boarding.

How to get dong in Ha Long without an office

EXFM doesn't have offices in Vietnam, and it doesn't get in the way: everything is handled in Telegram or WhatsApp, and you receive dong the way that fits your route:

1. Cardless ATM. After your transfer, the manager gives you a withdrawal code: you walk up to the ATM, tell the manager you're there and follow the step-by-step instructions. No card is needed, but the partner ATM network grows gradually — check in advance whether one is close to you.

2. VietQR instead of cash. If you're short on dong and need to pay right now, send the seller's QR code to your manager. The manager pays the bill and confirms the payment, while you transfer rubles to EXFM — no dong in hand required.

3. To your account at a Vietnamese bank. A fit for people who stay for a long time and have already opened an account. Transfers go only to an account in your own name: the manager checks the recipient's details against the sender's before the operation. The list of banks keeps growing — ask your manager for the current one.

VietQR payment is available when you settle in rubles; for Online USD, use an ATM or a transfer to your account.

Exchange terms in Vietnam at a glance

• KYC by video. If you're a first-time client, a video verification is required — your manager will walk you through it.
• Rate comes first. Tell your manager the currency and amount — the manager tells you how much dong you'll receive, and only then do you send funds.
• From foreign currency into dong. The service works one way — from rubles or Online USD into Vietnamese dong; reverse conversion is not offered.
• Double-check the details. An electronic transfer is hard or impossible to recall — confirm the details with your manager before you send.
• One name. The Vietnamese account holder and the sender of the funds must be the same person: the manager checks the details before the operation.

How to exchange money in Ha Long: step by step

1. Message an EXFM manager in Telegram or WhatsApp.
2. Name the currency (rubles or Online USD), the amount and how you'll send the funds.
3. Complete a video verification (KYC) if it's your first request.
4. Choose how to receive your dong: cardless ATM, VietQR payment or a transfer to your account.
5. Send the funds to the details your manager provides.
6. Receive your dong the chosen way, along with a confirmation from your manager.

Currency exchange topics in Ha Long

• Ha Long – Exchange Rubles for Dong in Ha Long
• Ha Long – Exchange Online USD for Dong in Ha Long

Need dong in Ha Long? Message an EXFM manager in Telegram or WhatsApp — we'll agree on the amount, the rate and a convenient way to receive it.